Product

Welcome to SafetyCulture Care

While the traditional insurance approach is to fix things after incidents, SafetyCulture Care also aims to stop them from happening in the first place.

SafetyCulture Care
Commercial Package

You know your customers. We know risk. Help prevent incidents from happening and know that if they do and it results in an insured event, SafetyCulture Care will be there with our specialist in-house and onshore claims team.

This is a limited summary of cover only. For full details of the terms, conditions, limits and exclusions of our Commerical Package Insurance please refer to the Policy Wording.

Features

General

The flexibility of a Business Package with features of an ISR
Backed by Allianz Australia Insurance
Policy Schedule lists all Additional Benefits for easy reference
Full policy lifecycle quote and bind platform
In-house claims handling and settling service

Property Damage

Capacity up to $25M per location and up to $40M in total
No limit on the number of locations
Accidental damage cover up to the location limit
Business equipment used at home cover
Optional covers – Flood, Glass, Equipment Breakdown (machinery & electronic)

Loss of Business Income

ISR-style Insurable Gross Profit and AICOW covers
Easy Insurable Gross Profit calculator within the Broker Platform
Indemnity periods up to 36 months
Responds to Equipment Breakdown cover under Property Damage section, if selected

Crime

Select any combination of Theft, Money & Employee Dishonesty covers
Theft and Money cover and limits selectable by location
Theft limit per location up to $2M

Public Products Liability

Public, Products & Advertising Liability cover up to $20M
Care Custody Control limit selectable
Cover may be purchased as stand-alone policy, without other sections

Management Liability

Directors & Officers (D&O), Employment Practices Liability (EPL) and Tax Audit cover
D&O Additional Benefits include Automatic Reinstatement, Spousal Liability, and Retired Director or Officer cover
D&O and EPL optional discovery period extensions in the event of non-renewal by SC Care

Insurance products are issued by SafetyCulture Care Australia Pty Ltd ABN 54 662 653 303 AFSL 544306 (SafetyCulture Care) as agent for the insurer Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No 234708 (Allianz). SafetyCulture Care is an underwriting agency that specialises in Commercial Package insurance and risk solutions. SafetyCulture Care has a binding authority to issue, renew, vary and cancel contracts of insurance and to handle and settle claims on behalf of Allianz.

Neither we nor Allianz provide any advice on this insurance based on any consideration of your objectives, financial situation or needs. Policy terms, conditions, limits, exclusions and underwriting criteria apply. Before making a decision, please refer to the Policy Wording available from this website or call your broker for further information. If you purchase this insurance, we will receive a commission and/or fee that is a percentage of the premium.