Industry Spotlight: Hospitality
Running a hospitality business means juggling more than just great food and service. Owners and managers must constantly think about safety, continuity, and the guest experience. A fridge breaking down, a slip in the lobby, or a sudden storm can throw operations off balance and cause lasting financial setbacks. This is why proactive risk management paired with the right insurance can make all the difference
Unique Risks
In hospitality, risk rarely comes from a single source. It’s a combination of physical assets, daily operations, and human behaviour, all layered together to create complex exposures. Operations in restaurants, cafes, motels or clubs often contend with these frequent claim types:
Machinery Breakdowns
especially when refrigeration or kitchen equipment fails unexpectedly.